Is your credit score too low to get credit?

How to increase your FICO score so you can get credit

Iíve seen a rash of search terms that tell me new readers are looking for information about bad credit and FICO scores that are too low to get a loan. [Updated June 2011... Credit advice changes according to economic cycles. Some things that worked in the past don't work in a different lending climate] Iím afraid I donít have any magic cure for past problems. Iíve been in the situation where ďlife eventsĒ pile up and suddenly you canít seem to make any headway no matter what. Working yourself out of that hole is VERY possible, but it does take some concentrated effort and you canít give up and get stupid in the middle. Here are some suggestions, depending on your situation:

Copyright: Judi M Moore,, September 28, 2005, all rights reserved